![]() One obvious benefit of using a virtual card like PayPal Key is that it offers another way to safeguard your payment accounts from fraudsters who want to steal your information.Īs more people shop and pay their bills online – and as EMV chip cards make point-of-sale fraud harder to pull off - cybercriminals have turned their focus away from brick-and-mortar stores, giving rise to so-called “card-not-present” fraud. Unfortunately, at this time PayPal Key can’t be added to other mobile wallets, like Apple Pay or Samsung Pay. It’s also compatible with Venmo (a mobile payment service owned by PayPal) and Google Pay (but only for online purchases). You can use PayPal Key at any online retailer that accepts Mastercard, including international merchants. It’s worth noting that only a small subset of users will have the option to use PayPal Credit with PayPal Key, but those who do will still be able to access the same promotional financing offers they normally would. The method you select is used to complete the transaction in the event you don’t have enough money in your balance to cover the purchase. ![]() If you choose PayPal balance as your primary payment method, you’ll be asked to choose another one as a backup. You can also complete purchases over the phone by providing your virtual account number and other card details. Use PayPal Key just like any other card you use to shop online.Save your card details to your browser if you want easy access.Click “Agree & Get Your Key” to receive the virtual card number, expiration date and security code (a three-digit number similar to the CVV or CVS number on the back of a physical credit or debit card).Select any linked payment method from your PayPal Wallet, including a debit or credit card, a bank account, your PayPal balance or even PayPal Credit (more on that later). ![]()
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